The number one thing I never travel internationally without is travel insurance.
It’s the one thing I recommend to EVERYONE when they ask me what they need for a trip abroad.
Travel insurance has given me peace of mind all over the world.
Like when I almost got hit by a motorcycle in Chiang Mai or ate some questionable food from a street food market in Austria.
Even though I can be clumsy when I travel, I’m thankful to have travel insurance to back me up if anything unexpected happens.
Below are some of the biggest benefits of getting travel insurance with SafetyWing, my go-to company.
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Medical Coverage
The first and one of the most important benefits is the medical coverage you get with SafetyWing.
Here are the highlights of the medical coverage:
- $250,000 limit ($100,000 for 65+)
- $250 deductible
- Up to $1,000 emergency dental
Some exceptions for medical coverage include high-risk sports, pre-existing conditions, and cancer treatments.
Travel Coverage
You also get travel coverage in case anything happens to disrupt or delay your trip.
Here are the highlights of SafetyWing’s travel coverage:
- Up to $5,000 for trip interruption
- Travel delay coverage
- Lost checked luggage coverage
- Natural disaster coverage
- Political evacuation
- Emergency medical evacuation
Continuous Coverage Subscriptions
Another benefit is that you can subscribe to an insurance plan to travel for multiple months without worrying about renewing your coverage or your policy expiring.
And your subscription covers you in multiple countries without adjusting your policy.
Purchase Travel Insurance at Any Time
You can purchase nomad insurance at any time with SafetyWing, whether you are at home or aboard.
If you have an upcoming trip you’ll need insurance for, you can start your coverage on a future date.
If you’re already abroad and decide to get insurance or run out of coverage on another policy, you can purchase insurance with SafetyWing.
Worldwide Travel Insurance Coverage
SafetyWing insurance policies cover travel worldwide in more than 180 countries. You also get limited coverage in your home country which is covered in the next section.
Visits in Your Home Country
When you return from spending 90 or more days abroad, you get coverage in your home country for up to 30 days (15 days in the US). This benefit is great if you take short trips back to your home country between traveling.
Affordable Travel Insurance
SafetyWing is an affordable insurance solution for travelers and nomads. The cost of coverage varies by where you are traveling and your demographics. The travel medical coverage starts at just $45.08 for four weeks of travel outside the US, which is a third of the cost of competitors.
24/7 Customer Support
Furthermore, you will get a 24/7 support team, so no matter what time zone you’re in or when you need help, the SafetyWing team can help.
And, SafetyWing was started and run by nomads just like you and me. So, you’ll be talking to a real person who understands your situation and will help you as soon as you need it.
Purchase Insurance for Your Travel Crew
One of my favorite features of their insurance is that you can sign up for travel insurance for all the friends and family you travel with. If you’re a planner like me, this is the best way to ensure everyone you travel with is covered during your trip.
BONUS: Up to two children per family (one per adult) are covered by SafetyWing policies without any added cost. This benefit applies to children between 14 days and 10 years old.
Automatic Monthly Payments
If you sign up for a subscription plan or don’t choose an end date for your coverage, you can set up automatic monthly payments so you don’t lose out on coverage.
Ready to Insure Your Next Trip?
Even if you think, “Oh, nothing has happened to me in the past. I don’t need insurance,” you never know what the future might hold, and it’s better to be safe than sorry.
You can get a quote and sign up for coverage with SafetyWing to give yourself peace of mind as you work and travel around the world.
Have any questions? Contact SafetyWing by chat, email, or connect on social media.
Want more travel must-haves? Check out my other favorite travel resources and the travel essentials I never leave home without.
*All information on this page is up to date as of the publish date. Please check SafetyWing’s website for the latest information and policy coverage. I cannot help you choose travel insurance or be held liable for any issues.
Planning a trip soon? Here are some of my favorite sites to use to plan every trip:
- Top travel credit cards
- SafetyWing for travel insurance
- Flytographer for professional photoshoots all over the world
- Daily Drop for daily travel tips and tricks in one fun, short newsletter
- Daily Drop Pro for miles and points bookings (learn more in my guide)
- Booking.com for a huge variety of hotels, vacation rentals, flights, and more
- HostelWorld for the best hostels around the world
- Vrbo for vacation homes and rentals
- Going for cheap flight alerts
- Skyscanner for the cheapest flights
- Amazon for travel and packing must-haves
- Priority Pass for airport lounge access
- TripAdvisor for the top hotels around the world
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